Monday, January 3, 2011
2011 Frugal Challenge Update
Took this weekend to re-organize, clean and purge my coupons. I love couponing and it is the way I pay for the items this family of six needs for a fraction of what I used to spend. I use a spot in a funky little closet to store my coupons. It was a mess with Christmas stuff thrown in there and coupons not organized. Here is the space now all spiffed and stacked by date. I don't have room for a big file system so I just stack by date and stick a big post it out the side with the date for easy finding.
Next my daughter who is detail oriented and helps me with my binder, cleaned out my folder and stashed the new coupons I had clipped.
Also, in the last week I started to call on my different bills that I may be able to negotiate reductions in. I called our cell phone carrier and found there were some things on our bill we were paying for that we didn't need. My bill will now be $14 less per month. I will work on our insurance rates this week. Worth a shot.
I cleaned out my purse and car and added tons of change to my change bucket. I cash it in about 2-3 times a year at our bank. The total usually is around $65. I will then immediately deposit it and go home transferring the money online using it to pay towards a debt we are working on. That way it is not able to be squandered elsewhere.
I have all my coupons clipped and lists ready to go and will make stops today in a circle to save gas. Lastly, I have my $20 P&G rebate all ready to pop in the mail today. Let's hope for some good rebates in 2011.